Texas Citizens Bank, which was founded in 2006, is headquartered and has six branches in the Houston area. To proceed, click 'continue' below. But a deposit of cash, a Citizens check, or an electronic funds transfer will generally be available to cover the transactions. Data charges may apply. Piper Sandler Companies acted as financial advisor to Texas Citizens, and Bracewell LLP acted as legal advisor to Texas Citizens. Citizens National Bank at Brownwood Brownwood branch is one of the 2 offices of the bank and has been serving the financial needs of their customers in Brownwood, Brown county, Texas for over 27 years. And anyone who thinks that it would be good for the United States of America not to have that, should call me directly.". $4.00 discount on all other available styles. For more information on any of the accounts offered at Citizens National Bank, contact Brenda Vernon, Geanna Johnson, or Sierra Trevino in New Accounts, at 325-643-3545. This partnership with Texas Citizens Bank, by moving us a little farther down I-10 into the Houston market, is an opportunity for us to accelerate our transition into a regional institution, said Jude Melville, president and CEO of Business First. Brownwood office is located at 401 West Commerce, Brownwood. Citizens National Bank does not have the best savings rate, which means you should consider looking elsewhere for banks that deliver more return for your money. Citizens Peace of Mind gives you additional time to fund your account and reverse overdraft fees. Citizens National Bank Brownwood, Texas Citizens National Bank: Ph: (325) 643-3545 eMail: Checking We offer a variety of Personal Checking and Business Checking Accounts to meet your needs LEARN MORE Savings We offer a variety of interest bearing Savings Accounts to meet your needs. Brownwood, Texas 76804. All investing involves risk, including loss of principal. Given Citizens National Bank's noncompetitive savings rate, you should consider choosing another bank to earn more on your deposits. Member FDIC. Write VOID in large letters in ink across the check, covering most lines so that nothing else can be written in on the check. SmartAsset does not review the ongoing performance of any Adviser, participate in the management of any users account by an Adviser or provide advice regarding specific investments. The definitive Proxy Statement-Prospectus will be provided to the shareholders of Texas Citizens as required by applicable law. Financial Information Choose your banking center: Call today: 903-984-8671 For your convenience Mobile Banking Manage your finances anywhere you go. Click herefor more information on routing numbers. Established in 1900, Citizens National Bank has assets totaling $402 million as well as deposits totaling $357 million, which makes the institution a small bank. Unfortunately, we are currently unable to find savings account that fit your criteria. Mistakes happen we know; were people too! With online Banking and online Bill Pay, we blend the latest in banking technology with personalized service. Following the completed transaction, the combined institution is expected to have total consolidated assets of approximately $4.9 billion. Both of our companies are focused on serving similar clienteles in similar ways, in particular small businesses, and we anticipate a relatively seamless integration of operational systems and, more importantly, cultural approaches. The Annual Percentage Rate (APR) for an Overdraft Line of Credit is 21% on all outstanding loan balances. 1110 Clements Street, Brownwood, TX 76801, 3802 Highway 377 South, Brownwood, TX 76801, Citizens National Bank at Brownwood Brownwood, Citizens National Bank at Brownwood Brownwood branch, Farmers and Merchants Bank Brownwood - Early. Have More Questions? Mr. Hingle has 39 years of banking experience and has spent the last 12 with b1BANK, during which he has served in various capacities, including market president, regional president and chief credit officer. 1If you are a Citizens Personal Checking, Savings or Money Market account customer that has set up a direct deposit with a payor, you may be able to get that direct deposit up to two days early with Citizens Paid Early. Regulators seized control of First Republic Bank on Monday and accepted a bid from JPMorgan Chase for virtually all of the lender's assets. If your account is overdrawn, you have up until 10:00 PM ET the following business day (e.g., if your account is overdrawn at the end of the day Monday, you have until 10:00 PM ET Tuesday) to deposit enough funds to cover all of the overdraft items (minus the fees), and any additional transactions that post to the account that day. Business Lending | Citizens National Bank of Texas Lending You need a bank that not only lends dollars, you need one that lends an ear. For lobby hours, drive-up hours and online banking services please visit the official website of . Apple, the Apple logo, iPad, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. You can manage all of your banking from anywhere you have internet access. It is the third financial institution taken under government control in the last two months following a series of lightning-fast bank runs that has shaken the confidence of financial industry customers and investors. How do I update my name and address in your system? National Banks, member of the Federal Reserve Systems (FRS) Primary Federal Regulator Comptroller of the Currency Secondary Federal Regulator CFPB Main Office Address 1 Citizens Plz Providence, RI 02903 Primary Website www.citizensbank.com Locations 1,145 domestic locations: 16 states and 0 territories. First Republic has $229 billion in assets, making it the second-biggest bank to collapse in U.S. history after the 2008 failure of Washington Mutual . 6At least one account holder must be under 25 years old. Citizens gives you tools that make it easy, such as Online and Mobile Banking, and account alerts. "We need large, successful banks in the largest and most prosperous economy in the world," he said. Contact us at 972-938-4300. Our goal is to provide the highest level of service at competitive rates. No offer of securities shall be made except by means of a prospectus meeting the requirements of the Securities Act of 1933, as amended, and no offer to sell or solicitation of an offer to buy shall be made in any jurisdiction in which such offer or solicitation would be unlawful. You can also contact the bank by calling the branch phone number at 325-646-5151. The fund is mostly financed through fees paid by the nation's banks. Supporting documents vary depending on the type of business you have. Citizens National Bank of Texas - Since 1868 Business Online Banking Mobile Banking Locations About Us Apple Pay Now Available! Citizens National Bank at Brownwood Brownwood branch has been rated 4.0 out of 5 stars. At Citizens National Bank, you're anything but a number. Live Personal Bankers Citizens National Bank's mobile app allows you to manage your accounts by reviewing current statements, sending and receiving money as well as reaching support representatives. E-statements are a secure and easy way to access your statements online. Citizens Peace of Mind is available on personal checking accounts and does not apply to Overdraft Line of Credit Transfer Fees. Terms of Use | "You need large, successful banks. Businesses, big and small, are the lifeblood of our communities. Our Loan Officers are only a phone call away if you need help. Cedar Park Map. Under the terms of the merger agreement, which has been unanimously approved by the board of each company, Texas Citizens shareholders will receive 0.7038 shares of Business First stock for each share of Texas Citizens common stock (with cash paid in lieu of fractional shares), or approximately 2.1 million shares of Business Firsts common stock. Business Online Banking | Citizens National Bank | Texas | Round Rock, Cedar Park, Pflugerville, Taylor Business Online Banking Take branch visits off your busy schedule and manage company funds anywhere, anytime on nearly any device. Contact Us The $30 Annual Fee on Overdraft Line of Credit is waived for Student Checking, Citizens EverValue Checking, Citizens Quest Checking, and Citizens Private Client Checking. Bankers will assess and develop a customized approach to your needs, Help you start or modify your financial journey, Appointments are available in branch or by phone. document.write(Year); Citizens National Bank's Texas Ratio is 0.00%, suggesting that the bank is in terrific financial health and unlikely to fail. Takeover talks continued all weekend in the hope a deal could be struck before U.S. stock markets opened Monday. Whatever your goals are, we can help you find ways to live in the moment and still save for tomorrow. Hollywood writers going on strike over fair pay in streaming era, Fish contaminated with "forever chemicals" found in nearly every state, Missing teens may be among 7 bodies found in Oklahoma, authorities say, Gordon Lightfoot, "Wreck of the Edmund Fitzgerald" singer, dies at 84, CBS News Poll: How GOP primary race could be Trump v. Trump fatigue, At least 6 dead after dust storm causes massive pile-up on Illinois highway, Oklahoma governor signs gender-affirming care ban for kids, U.S. tracking high-altitude balloon first spotted off Hawaii, Bob Lee died from three stab wounds, medical examiner says, First Republic Bank assets sold to JP Morgan Chase, Jill Schlesinger discusses fate of First Republic Bank and lessons from Silicon Valley Bank. Baton Rouge, La. Texas Citizens Bancorp, Inc. is a bank holding company and the parent company of Texas Citizens Bank, a national banking association that offers a full range of banking products and services from six full-service branch locations located in the Houston, Texas market area. Citizens National Bank is committed to the safety of our customers, employees, and communities. Give us a call today to speak with a live Customer Service Representative. Manage Accounts: With online banking, you can check your balance and account activity, search your payment history, place stop payment requests and more. Tutorial Videos Apple Android Business Online Banking & Bill Pay Citizens is a brand name of Citizens Bank, N.A. Citizens National Bank of Texas. It is also the 2,900 th largest bank in the nation. These forward-looking statements include, without limitation, statements relating to (i) the expected impact of the proposed transaction between Business First and Texas Citizens (the Proposed Transaction) on the combined entities operations, financial condition, and financial results, (ii) expectations regarding the ability of Business First to successfully integrate the combined businesses, and (iii) the amount of cost savings and other benefits that are expected to be realized as a result of the Proposed Transaction. Use yourcontactless debit card,Digital Wallet7,Zelle8or checks, Take control of overdrafts with Overdraft Choices, plus $5 Overdraft Pass9andCitizens Peace of MindTM 3. Without the deal, the FDIC would have needed to assume all of First Republic's debt. Now with Citizens Paid Early Locations in Burleson, Cedar Hill . Additionally, Citizens National Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure. For lobby hours, drive-up hours and online banking services please visit the official website of the bank at www.cnb-brownwood.com. Information regarding all of the persons who may, under the rules of the SEC, be deemed participants in the proxy solicitation and a description of their direct and indirect interests, by security holdings or otherwise, will be contained in the Proxy Statement-Prospectus pertaining to the Proposed Transaction and other relevant materials to be filed with the SEC when they become available. All Rights Reserved. This account features an earnings credit to reduce or eliminate fees. This nine-digit number is found on the bottom left of your checks. Congress needs to make major reforms to fix a broken banking system. PO Box 569120. This new feature gives you earlier access to your cash, helps avoid the stress of overdrafts and provides a head start on paying bills. Congress needs to make major reforms to fix a broken banking system.". Its being added to all Citizens personal checking, savings and money market accounts. Updated on: May 1, 2023 / 7:48 PM Please note that we are continuing to take extra precautions to protect the health of our customers and employees. Rates and APYs accurate as of March 23, 2023. All deposits are subject to our Funds Availability schedule. Other relevant risk factors may be detailed from time to time in Business Firsts press releases and filings with the Securities and Exchange Commission (SEC). View our Holiday Schedule. Login to My Account | For additional information regarding the transaction, an Investor Presentation has been filed with the Security and Exchange Commission (SEC) and may be accessed, at no charge, on the SECs website at www.sec.gov and at BFSTs website at www.b1BANK.com. . Business Checking Accounts Small Business Checking First Republic has 84 branches across eight states: California, Connecticut, Florida, Massachusetts, New York, Oregon, Washington and Wyoming. Every business, including yours, deserves a financial partner who understands its business checking needs. My e-Statements | For example, we typically do not pay overdrafts if your account is not in good standing or if the overdraft amount is excessive. All loans are subject to approval. There are no guarantees that working with an adviser will yield positive returns. Click Here. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. Powered and implemented by FactSet. JPMorgan will make a "modest" one-time $2.6 billion gain by acquiring First Republic but will also spend another $2 billion restructuring the regional bank, he added. Customer Privacy Policy Get extra time to cover overdrafts2 with Citizens Peace of MindTM 3, Reduced fees for Non-Citizens ATM usage4, Money Orders and Paper Statement, Unlimited ATM transactions at other banks ATMs with no fee from us4, Plus no fees for personal style checks, stop payments, money orders, bank checks, wire transfers, foreign currency exchange and more, No overdraft fee charged on a first occurrence each year with Citizens Fee Relief, plus get an extra day to cover future overdraft charges with Citizens Peace of MindTM 3, All the same benefits as Citizens Quest Checking plus up to $10 in non-Citizens ATM fee refunds per statement cycle, We'll waive the monthly fee when you make one deposit each statement period. Locations. Round Rock, TX 78664. Check out our account offerings below. Account will switch to One Deposit Checking from Citizens when all account owners are age 25 or older. More complex businesses benefit from this accounts low $12 monthly fee because it applies an earnings credit to your average collected balance less reserve requirements to offset any per item fees. Allowing you to manage your accounts on the go. Still have questions? A new feature that lets you get paid soonerup to 2 days early1. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. California's Department of Financial Protection and Innovation (DFPI) said it had taken over San Francisco-based First Republic and appointed the Federal Deposit Insurance Corporation (FDIC) as receiver. SmartAssets services are limited to referring users to third party advisers registered or chartered as fiduciaries ("Adviser(s)") with a regulatory body in the United States that have elected to participate in our matching platform based on information gathered from users through our online questionnaire. Copyright 2021b1BANK. Hoping to stem the panic, 11 of the nation's largest financial institutions in mid-Marchgave First Republic $30 billionin deposits, but the effort failed to assuage concerns about the bank's viability. Email or call a Citizens Bank representative today! See Location Details. This press release does not constitute an offer to sell or the solicitation of an offer to buy any securities or a solicitation of any vote or approval with respect to the Proposed Transaction. Online banking makes handling your everyday banking needs easier than ever. Website Privacy Policy | Have peace of mind that your irreplaceable items are safe and sound. Before that collapse, the largest loss for the DIF was$10.7 billion in 2008 to resolve the loss for subprime lender IndyMac. A deposit that only partially covers transactions or overdraft items will not result in a fee reversal. checking or savings account required to use Zelle. e-Statements: With online banking, you can choose paperless statements. Control "This acquisition modestly benefits our company overall, it is accretive to shareholders, it helps further advance our wealth strategy and it is complementary to our existing franchise," he said, noting that 800 JPMorgan employees worked around the clock to complete the transaction. Site Map, Locations in Burleson, Cedar Hill, Cleburne, Ennis, Midlothian, Red Oak, Stephenville, Waxahachie and Weatherford, Texas, Phone: 972-938-4300Toll Free: 1-877-938-4300Mailing Address: PO Box 717, Waxahachie, TX 75168, Copyright 2009 - 2023 Citizens National Bank of Texas. Home Personal Banking Loan Options Loan Options Life's larger expenses happen. Texas Citizens Bancorp, Inc. is a bank holding company and the parent company of Texas Citizens Bank, a national banking association that offers a full range of banking products and services from six full-service branch locations located in the Houston, Texas market area. This is not an offer to buy or sell any security or interest. Contact Us | As of September 30, 2021, Business First had total assets of $4.4 billion, total loans of $3.1 billion, total deposits of $3.8 billion and total shareholders equity of $430.2 million, compared to Texas Citizens estimated $516.9 million in total assets, $365.7 million in total loans, $452.0 million in total deposits and $34.6 million in common shareholders equity. 2711 E. Texas St. Bossier City, La 71111 Locations, Customer Privacy Policy With a low monthly fee of $15, this account offers more services for the growing business. News provided by The Associated Press. My e-Statements | Free standard single checks. Copyright 2023 CBS Interactive Inc. All rights reserved. In connection with the Proposed Transaction, Business First will file with the SEC a registration statement on Form S-4 (the Registration Statement) that will include a proxy statement of Texas Citizens and a prospectus of Business First (the Proxy Statement-Prospectus), and Business First may file with the SEC other relevant documents concerning the Proposed Transaction. 5Citizens offers two overdraft plans- Savings Overdraft Transfer Plan and Overdraft Line of Credit. Stephens Inc. acted as financial advisor to Business First, and Fenimore Kay Harrison LLP acted as legal advisor to Business First. App Store is a service mark of Apple Inc. Android and Google Play are trademarks of Google Inc. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Citizens National Bank, whose headquarters are in Cameron, Texas, lacks premium access to support representatives, with no live chat or all-day service options available. Citizens National Bank is a brick-and-mortar bank, with 11 total branches in Texas. Brownwood, Texas 76804, 401 W Commerce St,. Citizens National Bank's safe deposit boxes relieve you from ever worrying about misplacing your valuables. Citizens National Bank - Walmart Branch. You can manage all of your banking from anywhere you have internet access. Second-biggest bank failure in U.S. history. Although the acquisition of First Republic's assets by another lender may shore up confidence in the banking system, analysts noted that JPMorgan is growing even larger as a result of the deal and is likely to attract the scrutiny of lawmakers.